Are you in Nigeria and you want to get a loan on Opay using their USSD code? If yes, this article with be giving you a comprehensive guide on all you need, to make getting an emergency loan from Opay a successful one.

Plus, we are going to be giving you additional information you need to know about Opay funding. All you need to do is read this article to the very end.

What is the Code to Borrow on OPay? – Opay Loan Ussd Code

The code to borrow on OPay is *955#. With this code, customers can perform banking operations. This operation includes money transfers, taking loans from Opay, buying airtime, data purchases, withdrawals, funding betting accounts, account creation, and lots more.

Note, before, you can be able to use the Opay USSD code or mobile application, you must be a customer of the bank. In other words, you must own an account with the bank. We will be sharing tips on how you can open an account with Opay as we go on with this content.

What are Opay Loan Criteria – Opay Loan Requirement

• Provide a Bank Verification Number (BVN).
• A verifiable means of identification is mandatory for loan qualification. This can be your national Identity Card, Voters card, etc.
• Prospective borrowers are required to possess a valid bank account and corresponding debit/credit card.
• Applicants must fall within the age bracket of 20 to 55 years.
• Applicants must possess a valid email address that can be verified for communication and documentation purposes.

Opay Code To Request For Loan

Well, the Opay USSD code for loans is *955#.

How to Transfer Money Using Opay USSD Code – Opay USSD Transfer Code

Knowing how stressful banking transactions can be most time without a mobile application or code, Opay decided to create its own app and USSD code for the comfort of its users. Hence using the bank service becomes even easier and less time-consuming.

The transfer code used for making transfers for Opay is *955#. You can check out the steps on ways you can make transfers on Opay using its USSD code below:

• First, ensure you have a mobile device, and if you do, turn it on.
• From the dialer app, dialer the USSD code (*955#).
• To transfer from Opay to Opay, select 1 and from Opay to other banks, select However, if the Opay option is not available, you can select the bank you want to send the money to.
• When that is done, enter your mobile number or the account of the recipient.
• Then, input the amount you want to transfer.
• Enter your pin and confirm your transaction.

With the steps given above, you can make your transfer easy and quick.

How to Buy Airtime Using Opay USSD Code – Opay Airtime Code

Below are simple guide:

• With your phone one, dial the USSD code *955#.
• From the drop-down menu, select “Airtime”.
• Then, enter the mobile number you want to buy the airtime on.
• Enter the amount.

Type in your Opay pin and follow the on screen instructions to complete the process. You can also use this same step when you want to buy data or fund your account. As all you need to do is pick the desired activity you want to do from the drop-down menu after dialing the code. However, you have to ensure you have an account with Opay before all this can be possible.

How To Withdrawal From Opay Using USSD Code – Opay USSD for Withdrawal

• Dial the code *955# on your mobile device.
• Choose the option that suggests opening another page.
• Pick withdrawal from the down drop menu.
• Enter your phone number if the account is yours.
• Then input the amount you want to withdraw.

When that is done, enter your pin and follow all instructions required. You can follow this same step in funding your account and checking your account balance. All you need to do is pick the activity you want to perform.

How to Create Opay Account Using USSD Code – Opay USSD for Account Creation

• First, dial the USSD code *955#.
• Then select “Register” from the down drop menu.
• Fill out the needed information.
• When that is done, enter your Opay preferred pin.
• Confirm the pin by entering it again.

Follow all instructions on the platform to complete the process.

Does Opay Give Loan?

Yes, gives loans, but the load is only accessible through the Okash loan mobile app which is a subsidiary of Opay.

What is the Maximum Amount can I Borrow From Opay?

According to Opay policy, the maximum amount that can be borrowed from their platform is N50,000, while the minimum is N3,000. However, it is important, you meet up with all requirements the platform demands.

How Much Can I Borrow from Opay For the First Time?

As a first-time borrower, the minimum amount you are allowed to borrow is N3,000 and the maximum is N50,000. Note, before the loan can be approved, there are certain considerations the bank considers. Some of these include credit score, income, employment history, debt-to-income ratio, and repayment history

What is the Interest Rate on Opay Loan?

Opay daily interest is set at a rate of 0.1% to 1% and also an annual interest rate ranging from 36.5% to 360%.